Privacy Policy

YARP — Yet Another Retirement Planner
Effective date: 1 Jun 2026

This Privacy Policy explains how YARP — Yet Another Retirement Planner (“the App”, “we”, “us”) handles your information. Please read it carefully. By using the App, you agree to the practices described below.

In short: YARP does not collect, transmit, or share any personal information. Every figure you enter stays on your own device. We have no servers, no user accounts, and no access to your data.

1. Information We Collect

We do not collect any personal information about you. The App does not ask you to create an account, sign in, or provide identifying details such as your name, email address, or phone number.

The financial figures you enter to use the calculator (for example your age, income, expenses, savings, expected returns, and inflation assumptions) are processed entirely on your device to perform the calculations and to show your results. This information is saved locally on your device only so that your inputs and settings are remembered between sessions. It is never sent to us or to any third party.

2. How Your Information Is Stored

Any information you enter is stored locally on your device using the App’s on-device storage. It does not leave your device, is not uploaded to any server, and is not accessible to us or anyone else. We do not operate any backend service that receives or processes your data.

3. Data Sharing and Third Parties

We do not sell, rent, share, or transmit your information to anyone. The App contains no advertising, no analytics, and no third-party tracking software, and it does not contact external servers in the course of normal use.

4. Permissions

The App may include a network permission as a standard part of the software framework it is built on. This permission is not used to collect, transmit, or share your personal information. The App functions entirely offline.

5. Children’s Privacy

The App is not directed to children and does not knowingly collect any information from children. Because the App collects no personal information from anyone, no special data about children is gathered.

6. Your Choices and Data Deletion

Because your data is stored only on your device, you remain in full control of it. You can delete everything the App has stored at any time by clearing the App’s data in your device’s settings, or by uninstalling the App.

7. Security

Your information stays on your device and is never transmitted, which avoids the risks associated with sending data over the internet. You are responsible for the security of the device on which the App is installed.

8. Disclaimer

The App is a planning and educational tool. It does not provide financial, investment, tax, or legal advice. Calculations are based on the assumptions you enter and are estimates only. You should consult a qualified professional before making financial decisions.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the App after changes are posted constitutes acceptance of the revised policy.

10. Contact

If you have any questions about this Privacy Policy, you can contact:

GuruTribe
Email: [GuruTribe.in@gmail.com]